PROPERTY PURCHASE FINANCING

Mortgage for European Union citizens on the Costa del Sol!

Are you planning to purchase an apartment or a villa in Spain?

Did you know that as a citizen of the European Union you can obtain financing for a property purchase from a Spanish bank, even if your income is generated outside Spain?

Benefits:
Financing of up to 70% of the property value – available for both new developments and resale properties.

A mortgage in euros = lower costs compared to financing a property purchase with a loan in another currency.

Conditions:
Spanish banks assess creditworthiness by accepting income from:
- employment contracts
- self-employment or business activity
- management board remuneration
- dividends

Comprehensive support in obtaining a mortgage in Spain

We provide full assistance to our clients at every stage of the process:
- from submitting the mortgage application,
- through the collection and verification of required documentation,
- to the signing of the mortgage agreement.

Thanks to our knowledge and experience, the process is efficient and straightforward.
Would you like to know more? Contact us and we will be happy to answer all your questions.

How does the mortgage process in Spain work?

The process of obtaining a mortgage in Spain consists of several key stages:

1. Property selection
You start by choosing the property you wish to finance.

2. Creditworthiness assessment
The bank analyses your income and financial situation to determine mortgage conditions such as the required down payment and interest rate.

3. Agreement on mortgage terms
Once the conditions are accepted, you proceed with the formal mortgage process, including submitting the required documentation.

4. Signing the mortgage agreement
After all formalities are completed, the mortgage agreement is signed with the bank.

5. Mortgage release
The bank releases the funds, allowing the property purchase to be finalised.

With our support, every stage of the process runs smoothly and without complications.